FAQ

It’s been more than seven years that people are investing in cryptocurrencies. And, since then, this industry has grown leaps and bounds. With more than 700 cryptocurrencies on tap, people have astounding opportunities to innovate but they can’t also overlook a few cases where cryptocurrencies have been shown to have a questionable bearing.

  • Philosophy

    • ● The Problem XinFin is solving

      Demand for infrastructure and other government services is rising and many countries are faced with the challenge of delivering increased investment in an era of reduced fiscal capacity. This is forcing governments to focus on prioritizing their infrastructure investments in favour of projects that can deliver increased economic growth and social benefit.

      Infrastructure prioritization is often an informal process and there is no standard process or approach at either the state or the central government level. This prioritization leads to delays and implementation of projects that may not necessarily drive the economic growth. The current global infrastructure deficit is estimated to be $5 trillion and governments & institutions around the world are struggling to get financing for their infrastructure boost.

      In today's world of high demand for infrastructure, slow economic growth and constrained fiscal budgets, we believe that governments, infrastructure investors and project owners,and sponsors must rethink the financing model they choose for infrastructure investments. XinFin has leveraged the power of blockchain technology as a tool to create the next generation of money and finance. We have created an efficient solution between the institutions, governments and global suppliers that like a finance mechanism. This finance mechanism is called as XDC token. The platform runs the XDC tokens on a private permissioned blockchain to enable global real-time trade and financing. Thus, we plan on using this platform as a much-needed bridge to overcome infrastructure deficit.

    • ● What products and services does XinFin offer?

      Using its hybrid blockchain architecture, smart contracting capability and underlying XDC tokens, XinFin will offer three major solutions:

      • TradeFinex – A global marketplace platform for peer to peer trade and financing

      The primary objective of XinFin is to minimize global infrastructure deficit by enabling peer to peer financing between Governments, corporations, buyers and suppliers to make efficient use of capital and deploy projects without burdening the Government Treasury. TradeFinex platform will help buyers secure capital at globally competitive rates, give suppliers visibility on global tenders & customer base and finally it gives financiers real time visibility on their investments using digitization and IoT integration of their assets. We will be rolling out TradeFinex platform that enables buyers, sellers and financiers around the globe to trade and finance projects that banking institutions are unable to take up. This applies specifically to critical public infrastructure projects that the Government needs to undertake for economic wellbeing of the citizens.

      • Industrial Applications – Improving Business Process efficiency using Blockchain

      The customer centric XinFin Blockchain is focused on solving real world problems and improving efficiency. Utility for XinFin Blockchain platform is sector agnostic and XinFin is currently working on several in-house pilot projects in Energy, Travel, Aviation, Fintech sectors, etc., to name a few. Blockchain and IoT based customized solutions are being deployed across business process re-engineering, supply chain, financing, procurement and settlement. XinFin will map real-world projects with blockchain-based smart contracts thereby enabling peer-to-peer decentralised or centralised trade or transactions.

      • E-Wallet – An enabler for real time remittance, payment and settlement

      XinFin's Blockchain platform offers integrated wallet solutions to enable real time payment and settlement across the globe. The Wallet Services can be utilized by individuals, corporates, and financial institutions to facilitate cross border real time payments for trade, financing and remittances. Built on the highly evolved XDC protocol, the wallet offers secure and high transaction throughput making it an ideal solution for real world transactions.

    • ● What are the XDC tokens for?

      The native token XDC acts as a means for real time cross border settlement mechanism for trade and financing activities. There are many government projects around the world that needed funding. By using XDC, the individuals, corporates, communities and governments can get access to low cost of capital.

    • ● What Geographies is XinFin focusing on?

      XinFin will cater to global markets to minimize inefficiencies in business processes, trade and financing. For financing, we will be focusing more on APAC, Africa and other countries where access to low cost capital is usually a challenge.

  • TradeFinex

    • ● What is TradeFinex platform?

      TradeFinex is a global marketplace platform for peer to peer trade and financing. The primary objective of XinFin is to minimize global infrastructure deficit by enabling peer to peer financing between Governments, corporations, buyers and suppliers to make efficient use of capital and deploy projects without burdening the Government Treasury. TradeFinex platform will help buyers secure capital at globally competitive rates, give suppliers visibility on global tenders & customer base and finally it gives financiers real time visibility on their investments using digitization and IoT integration of their assets. We will be rolling out TradeFinex platform that enables buyers, sellers and financiers around the globe to trade and finance projects that banking institutions are unable to take up. This applies specifically to critical public infrastructure projects that the Government needs to undertake for economic wellbeing of the citizens.

    • ● What are the conditions for financing individual projects?

      In phase one, Small-medium size projects of national infrastructure importance backed by government security will be undertaken. Participation of governments and leading corporates will get preference. Individual projects will be evaluated based on case to case basis. Beneficiaries can post projects on TradeFinex platform and reach out to global financiers for funding and global suppliers for procurement.

    • ● Can anyone holding XDC become a financier on the platform? What will be the criteria for becoming a financier on the platform?

      Yes, anyone holding XDC tokens can become a financier on the TradeFinex platform. TradeFinex will essentially become a joint label/white label platform that uses underlying liquidity in XDC market to lend globally. Investments are subject to risks; XinFin recommends carrying out due diligence before investing.

    • ● Can an investor finance a project partially along with a pool of investors?

      Yes. An investor can finance a project along with several other financiers. Our underlying smart contracts will support this. As the value of the project to be financed goes up, this feature will be required by Financiers. Smart contracts have capability to configure payment milestones and even split them financier wise. Smart contracts will provide transparency and visibility on repayment to participating financiers.

    • ● How do I do due diligence to ensure borrower is able to repay the loan?

      We have a global marketplace platform for peer to peer trade and finance. We will be inviting leading project feasibility evaluators to be on the platform. The financiers may evaluate and shortlist one of them to carry out techno-commercial feasibility, if they need. This will help them take an informed decision on investing in a project based on the risk appetite. For larger projects, government security will be sought.

    • ● Does IoT integration layer work on TradeFinex?

      The XDC protocol has Resource Manager and Oracle Services built in to it. IoT devices can connect securely to the resource manager and very tightly controlled oracle services can verify information related to the IoT service. This data is available to the smart contract to execute set of predefined conditions.

    • ● When can I expect the full TradeFinex site to roll out?

      The Beta version of TradeFinex is currently under testing and it has launched to live environment for invited users in first week of January 2018.

    • ● Will TradeFinex allow for XDC and XDCE purchase?

      TradeFinex is a market place for peer to peer cross border trade and finance. Tokens cannot be purchased on TradeFinex. XDC and XDCE tokens can be purchased on the listed exchanges.

  • Hybrid Blockchain

    • ● What is Hybrid blockchain?

      XinFin has developed a highly scalable, secure, permissioned and commercial grade Blockchain architecture that combines the best features of Bitcoin, Quorum and Ethereum. It's a combination of permissioned and public chain that addresses scalability and security. The Proof of Authority eventually leads to Proof of Stake. XinFin blockchain is powered by XDC01 protocol, underlying XDC tokens can be used for real time payment and settlement.

      The XDC Blockchain is built upon the paradigm of consortium Blockchains. The architecture differs from conventional private/permissioned Blockchains as well as public Blockchains. Built upon the Ethereum codebase, the XDC Blockchain also deals with the system state rather than blocks of transactions.

      There are two different kinds of networks that can exist within the XDC ecosystem. Firstly, the public network that all constituents are part of and a private/permissioned network that restricts participation. And secondly, the private network state is maintained in its respective network but a record (hash) of transactions and smart contracts is stored on the public state of the Blockchain.

      The public state of the XDC Blockchain is shared by all participating nodes that are owned by different kinds of constituents. Groups of nodes can further form fully permissioned networks with their own private state that is accessible only to authorized members. For instance, let us assume that a private marketplace for goods and services is set up in Network 1. The specifics of the trade between parties are not accessible to Network 2. But, the record of individual trades is stored as hashes on the public state that is shared by all such that even in the private network there is an immutable record of transactions.

    • ● Is Hybrid Blockchain based on POW or POS?

      The XDC hybrid blockchain does not have Proof of Work. Our consensus architecture is similar to Proof of Authority. Groups of trusted but distributed nodes take part in the consensus mechanism. There are stake requirements for these nodes to participate in the process. These stake requirements guarantee the correctness and agreement of the network as a whole.

    • ● How many transactions are you looking at optimally? Horizontal side chains?

      Since, the core consensus process of the XDC protocol is architecturally similar to Proof of Authority, while deriving the benefits of proof of stake; it does not use the expensive and energy heavy proof of work. This not just ensures that the network is a "green network" but is also able to process anywhere from 150 to 300 transactions per second. Our in-house R&D team is working on throughput improvements in both the public and private networks of the XDC blockchain.

    • ● How can institutions participate?

      Hybrid architecture of the XDC protocol allows institutions to build their projects over the permissioned sub-network connected to XDC protocol. The institutions can choose to work with a fully permissioned instance allowing full security of sensitive financial data, work with XDC protocol as a messaging layer or connect to the various digital asset liquidity mediums through the XDC protocol.

    • ● What is the consensus architecture for XDC Blockchain?

      The consensus architecture for the XDC protocol is divided into two parts. The first is the XDC consortium membership requirements. In order to participate in the XDC network, institutions must belong to one of the three tiers. The tiers, in part, correspond to the XDC token holdings. Any fraudulent activity results in seizure of the XDC tokens that are staked to gain membership and host network infrastructure.

      The second is the actual process of achieving consensus. Once the network topology is stable, nodes come together to vote on transactions that can be put on a new block. Then a new leader is selected from among the validator nodes at random. This leader creates a new block with the transactions that have been voted on by the other full nodes.

    • ● What are different types of Nodes?

      The XDC network hosts four different kinds of nodes. Many nodes don't require the functionality of or have the resources to run full nodes. Nodes that only write to the private state of a sub-network don't require all components of the XDC protocol. Furthermore, the ability to run full nodes will also be restricted to institutions that meet the criteria for it.

    • ● Who can host a Node?

      Nodes can be hosted by financial institutions, government bodies and corporates only. Each of the applicants will have to hold pre-defined number of XDC tokens to be eligible to host a specific type of node. A minority retail investor cannot host a node.

  • XDC Tokens

    • ● What is the name of the Token?

      XinFin's token, XDC is built using the XDC01 standard. XDC stands for XinFin Development Contract (XDC). The token will act as underlying payment and settlement for cross border peer to peer trade and settlement activities undertaken on our global marketplace www.tradefinex.org.

    • ● How many XDC tokens are there?

      There are a total of 100 Billion tokens. This amount of tokens will never increase or decrease.

    • ● How many tokens have been issued until now?

      A total of ~3Billion tokens have been issued till now which represents 3% of the total supply. These tokens have been released to our early backers which are close to 2000 in number.

    • ● How many tokens will be issued once XDC is live on the exchanges?

      A total of 7 Billion tokens (representing 7% of the total supply) will be issued in a phased manner once XDC is live on exchanges. A large part of these will be issued to institutions who are working on pilot projects using XDC Blockchain or willing to build applications using XDC01 protocol. Remaining tokens will be available for retail investors to purchase from the exchanges.

    • ● How many tokens will be released in the market every year?

      Remaining tokens will be released in a controlled manner using the 'Reducing Balance Method'. These tokens can be purchased by individual and institutional investors only from the listed exchanges.

    • ● What is the token standard?

      The XDC token is built upon the ERC20 token standard. This design decision was taken to ensure a fundamental compatibility with the multitude of emerging Ethereum Dapps. With a view at future interoperability with the Ethereum Blockchain, the choice of using the ERC20 standard was straightforward. This compatibility extends to smart contracts written for the Ethereum Blockchain. We have developed our own standard XDC01 that will ensure users on the XDC Blockchain do not accidentally send their tokens to an incompatible ERC20 based Blockchain. The XDC01 standard is built on top of the ERC20 standard to ensure future compatibility when interoperability allows for such kinds of transfers.This does not mean that we participate in the ERC20 public Ethereum ecosystem. Our implementation uses the ERC20 standard in our forked hybrid blockchain platform that does not connect to the public Ethereum network.

    • ● What will be the future price of the XDC tokens?

      The price of the tokens is also linked to other macro and micro economic factors of the global economy. Post pre-sale, the XDC tokens can be purchased only on the listed exchanges. The price of XDC tokens on the exchange is subject to demand and supply for the tokens.

    • ● Is there a lock-in period?

      The tokens allocated to management team, institutional customers and financial institutions have a pre-defined lock-in period. Participants hosting different types of nodes will also have a lock-in period. Smart contracts will ensure that no tokens can be sold during lock-in period.

    • ● What will be total combine open supply in the market for XDC and XDCE Every Year?

      Not more than 2.5% each year in reducing balance from ecosystem Development pool of 15% and not more than 3 % each year in reducing balance from 32.5% of masternodes rewards pool. Which come to around not more than 1.25B per year added Every year.

    • ● Why does XinFin has a huge combined supply of 100 Billion coins for XDC/XDCE?

      Proof of Work driven public networks consume huge amount of electricity, have high transaction costs and has huge latency times. This makes them unsuitable for any real world mission critical applications. In the long term, a more practical consensus mechanisms will be built on Stake driven consensus. XinFin network is currently designed on PBFT+stake driven consensus which means participating entities such as masternodes and institutions have to stake their tokens. This simply means that in-spite of having 100 Billion tokens, most will be staked and locked for running masternodes, private subnetworks and various financial applications. Also the tokens have release schedule.

      Founders Pool (25%) - Locked for 1 year and 1% only can be released every year. This ensures that the founders are committed to the project for long term

      Ecosystem Development Pool (15%) - Locked and not more than 2.5% can be released every year

      Pre-Placement and Follow on token Offerings (10%) - Locked and Milestone based release

      Ecosystem Participation Incentives for masternodes (32.5%) - The payout for masternodes and institutions running their applications on the network. Not more than 3% to be released every year.

      Hedge Pool (10%) - This supply absorbs the liquidity back in the pool or releases it effectively keeping it constant as a measure against price volatility.

      Philanthropic and Social causes (5%) - Not more than 3% can be released every year. If not required to be released, it is locked.

      Contingency Fund - (Locked for future use in case of any contingencies)

      (Please refer to page 29 of Business Applications white paper)

    • ● How is XinFin managing AML/KYC?

      XDCE is an ERC 20 on trustless ethereum public network. The ethereum network does not have provision for KYC at protocol level. Many service providers offering KYC layer for ERC20 tokens operate in the trustless environment and may make misuse of customer data.

      XinFin is going for a long term 3 phase approach towards making the system KYC/AML compliant :

      • Acceptance of Email/Phone number during contributions
      • Fully compliant KYC/AML layer for working with XDC protocol
      • A Whitelist KYC/AML distributed and secure network (under development) for all ethereum addresses holding XDCE tokens. This ensures that even exchanges dealing with XDCE token holders can enforce KYC/AML on the addresses before a digital asset exchange can take place.
  • XDCE Tokens

    • ● Why XinFin & XDC Protocol?

      XinFin (www.XinFin.org) is a Singapore based Blockchain technology company focused on international trade and finance. XinFin has developed a high scalable, secure, permissioned and commercial grade Blockchain architecture that combines the best features of Bitcoin, Quorum and Ethereum. XinFin's XDC protocol, forked from Ethereum, is a peer to peer contract platform than can be used with existing laws of the land and payment rails or in an approved jurisdiction using underlying XDC tokens.

      The XDC blockchain is built upon the paradigm of consortium blockchains. The architecture differs from conventional private/permissioned blockchains as well as public blockchains yet built upon the Ethereum codebase. The 'hybrid' nature of the XDC blockchain allows for interoperability with public blockchains like Ethereum and Bitcoin. Transactions that are marked as hybrid on the XDC blockchain can be transmitted to and executed on the Ethereum public blockchain without the need of external wallets or exchanges. The XDC protocol seeks to create a truly decentralized cryptocurrency space through interoperability. The platform maintains sensitive financial data in private state thereby making it enterprise ready for several business use cases.It is this level of interoperability that enables XinFin to run it's own very native XDC01 token as well as its own ERC20 token.

    • ● Why ERC20 along with XDC01?

      XinFin tokens are on built on XDC01 protocol which is first of its kind hybrid protocol. While the APIs have been standardized, listing a newer protocol on the exchanges is a time consuming process. This limits the liquidity and a wide number of business use cases cannot be scaled. Liquidity allows tokens to be bought and sold at stable prices on the regulated exchanges. When larger orders are placed, lower liquidity results in a more volatile market and it changes price drastically. In a higher liquidity market, token prices do not fluctuate as widely.It has always part of XinFin's development strategy to connect at least part of the XDC supply directly on the Ethereum public chain through an ERC20 token.To boost liquidity of XDC tokens and support large no. of business use cases, XinFin is introducing an ERC20 token.

    • ● How Will XDCE and Traders Benefit From The Growth of XDC01?

      The development of an ERC20 token also creates a volatile pool of liquidity that will support various business use cases. Another benefit that traders will likely enjoy the most is the price of XDCE. The new ERC20 token will be priced 1:1 against the standard XDC01 token. This means that the price of XDCE will directly reflect the price of XDC at all times.

      The total supply of XDCE will be 15B with the total supply in circulation and is swappable 1:1 with the 15B of available supply on XDC01 protocol.

    • ● What are Features and Benefits of XinFin Contract (XDC) and XinFin ERC20 (XDCE)?

      XinFin Contract (XDC)

      • Only tradable on regulated exchanges through strict KYC/AML checks.
      • Hedgepool protection for price stability during trades.
      • Largely for Enterprise Use Cases on Peer to Peer Contracts and Finance.

      XinFin ERC20 (XDCE)

      • Tradable on wide range of exchanges that are compatible with ERC20 tokens.
      • Compatible with all decentralised exchanges
      • Presence in liquidity markets and supporting XDC liquidity.
      • Supported by liquidity providers.
      • Best suitable for speculators and traders.
      • Immediate compatibility with MyEtherWallet and EtherDelta.
    • ● About the Issue of XDCE tokens?

      XinFin will move 15 Billion XDC tokens (out of 100 Billion total supply of XDC tokens) to a swappable token under the ticker, XDCE, which stands for XinFin ERC20.This 15 Billion XDCE token supply will allow 1:1 swap for all existing 15 Billion XDC tokens out in the circulation. All existing holders of XDC tokens will have an option to exercise 1:1 swap between XDC and XDCE at any point in time. As part of this swap, the user will have to surrender XDC tokens and XDCE tokens, received in lieu of the swap, will be transferred in Ethereum Wallet by the user.Vice a versa, a user can swap XDCE tokens purchased from other listed exchanges against XDC tokens using same 1:1 swap.

    • ● Which are Participating Exchanges for XDC and XDCe?

      XDC Tokens: Currently XDC tokens are listed on alphaex.net exchange and the team is currently in the process of getting XDC token listed on few more exchanges

      XDCE Tokens: XDCE tokens will be listed on alphaex.net exchange and other leading exchanges that support ERC20 tokens.

      Swap: Alphaex.net will provide 1:1 Swap (without any transaction fee) between XDC and XDCE.

    • ● About Smart Contract?

      The smart contract configured on XDC will power 1:1 swap.

    • ● I have participated in Crowd Sale, How do I check my token Balance?

      Check your XDCE Balance by entering your A/C number in box below.

    • ● What will be total combine open supply in the market for XDC and XDCE Every Year?

      Not more than 2.5% each year in reducing balance from ecosystem Development pool of 15% and not more than 3 % each year in reducing balance from 32.5% of masternodes rewards pool. Which come to around not more than 1.25B per year added Every year.

    • ● Why does XinFin has a huge combined supply of 100 Billion coins for XDC/XDCE?

      Proof of Work driven public networks consume huge amount of electricity, have high transaction costs and has huge latency times. This makes them unsuitable for any real world mission critical applications. In the long term, a more practical consensus mechanisms will be built on Stake driven consensus. XinFin network is currently designed on PBFT+stake driven consensus which means participating entities such as masternodes and institutions have to stake their tokens. This simply means that in-spite of having 100 Billion tokens, most will be staked and locked for running masternodes, private subnetworks and various financial applications. Also the tokens have release schedule.

      Founders Pool (25%) - Locked for 1 year and 1% only can be released every year. This ensures that the founders are committed to the project for long term

      Ecosystem Development Pool (15%) - Locked and not more than 2.5% can be released every year

      Pre-Placement and Follow on token Offerings (10%) - Locked and Milestone based release

      Ecosystem Participation Incentives for masternodes (32.5%) - The payout for masternodes and institutions running their applications on the network. Not more than 3% to be released every year.

      Hedge Pool (10%) - This supply absorbs the liquidity back in the pool or releases it effectively keeping it constant as a measure against price volatility.

      Philanthropic and Social causes (5%) - Not more than 3% can be released every year. If not required to be released, it is locked.

      Contingency Fund - (Locked for future use in case of any contingencies)

      (Please refer to page 29 of Business Applications white paper)

    • ● How is XinFin managing AML/KYC?

      XDCE is an ERC 20 on trustless ethereum public network. The ethereum network does not have provision for KYC at protocol level. Many service providers offering KYC layer for ERC20 tokens operate in the trustless environment and may make misuse of customer data.

      XinFin is going for a long term 3 phase approach towards making the system KYC/AML compliant :

      • Acceptance of Email/Phone number during contributions
      • Fully compliant KYC/AML layer for working with XDC protocol
      • A Whitelist KYC/AML distributed and secure network (under development) for all ethereum addresses holding XDCE tokens. This ensures that even exchanges dealing with XDCE token holders can enforce KYC/AML on the addresses before a digital asset exchange can take place.
  • Exchange

    • ● How can I buy XDC tokens?

      XinFin tokens can be purchased and sold on a number of exchanges using all types of currencies and tokens supported by the exchanges. XinFin tokens can be identified on exchanges under the symbols XDC.

    • ● Which exchanges currently support purchase of XDC tokens?

      Ibinex, which is a 3rd party platform provider, will support XDC to start with. There are other exchanges we are in talks with and will soon announce the names. We are also in discussion with all the leading exchanges and will notify you when appropriate.

    • ● What coins will be available to exchange from our wallets?

      ETH, BTC and XRP are the three cryptocurrencies that XDC can be exchanged for from our wallet and associated exchanges.

    • ● Why it is taking so much time to get XDC listed on exchanges?

      XDC tokens are built on the XDC01 protocol. This is not a standard ERC20 token. Our teams have the published and integrated the APIs by closely working with the exchanges. The same are currently undergoing security and scalability check to ensure safe transactions. The standardized set of APIs will be then released to all leading exchanges subsequently.

    • ● When is it likely to get listed on exchanges?

      The XDC tokens will be listed on the exchanges as soon as the testing is complete. This is expected to happen by 2nd week of November. XinFin will be issuing a press release and will be informing members on the various social media channels.

    • ● Will I be able to sell XDC tokens on XinFin?

      No. You will be able to sell your XDC tokens only on supporting exchanges which is authorized by the jurisdiction. Exchange needs to work with a jurisdiction. Ibinex is a white label exchange. But, the exchange that gets XDC live will be using liquidity pool from Ibinex and will be working in a specific jurisdiction for exchange services.

  • XDC Wallet

    • ● Where can I store XDC?

      XDC purchased can be securely stored in your XDC wallet which can be accessed using your computer, tablet, phone or laptop. You can create your wallet by registering on www.xinfin.org or by registering in our Android or iOS app.

    • ● Where can I download XDC wallet app?

      You can download Android app by visiting Google play store. The wallet is called "XDC wallet". Application for iOS app has been submitted and is currently under review by Apple. We will notify you once that is available for downloading.

    • ● How secure is the XDC Wallet?

      Online wallets often seem to be a convenient way of storing cryptocurrency tokens but could actually be very insecure. Certain implementations of online wallets are simply web applications with access to wallets running on a full node. It is extremely insecure to share private and public keys, something that is inevitable with most online wallet implementations. An added concern is the accidental or planned shutting down of the node hosting the wallet. In that case all tokens are lost or stolen. These incidents are not only financially damaging but also hurt the general reputation of the Blockchain ecosystem. The XDC ecosystem will provide easily accessible light wallets that will connect securely to full nodes. Each light wallet will have unique keys that are used to sign transactions from their associated account. Since the light wallet is a standalone application that serves only one account, the possibility of being hacked or losing the XDC tokens becomes highly unlikely.

    • ● How do you prevent loss of tokens during transfer?

      One major problem with using the ECR20 standard in designing custom tokens is that transfers from Ethereum wallets will result in a loss of ether. This is a design challenge that a lot of custom coins face. We at XinFin are going to be using specialized functions that call on the token's contract rather than sending them from a wallet, preventing loss of tokens.

    • ● Can I transfer tokens from one XDC wallet to another XDC wallet?

      Yes. You can transfer the tokens from one XDC wallet to another XDC wallet.

    • ● I have trouble accessing my XDC wallet?

      Please share your email id with our tech team to investigate the issue. Please send us an email on [email protected] by stating email ID registered with your XDC wallet and problem description, preferably with screenshot. Our support team will look in to the matter and assist you with the resolution.

    • ● What is the extra security step added to the XDC wallet?

      XinFin is using email authentication so non-Google user can also use the same. We do have more securities measure like figure print and sensor based authentication but globally very limited audience has access to such smart phones.

    • ● Why is iOS App taking so much time to go live?

      Apple only works with Dun and Bradstreet recognized entities. And, non US entities are not necessarily registered with them. We've gone through DUNS approval already. Now, we are waiting for them to make it live. Our team is following up with Apple. Our iOS app is exactly same as Android App which is working fine. We expect to go live soon with our iOS app.

    • ● Do you have a plan for cold storage in future?

      Our team is evaluating options. We will keep you updated.

  • XinFin Team

    • ● Team Profiles

      XinFin is a growing community, committed to evolve it's blockchain into a solution along with establishing an application layer to enable global trade and financing. We at XinFin ensure that our community consists of members with high integrity and ethical standards. Details of our management team and community members can be found on our website http://www.xinfin.org/about-the-team/

    • ● How does the XinFin make money?

      XinFin Team's development effort is funded through the initial 3B token sale that was conducted and in which our early backers participated. XinFin has three lines of business, namely TradeFinex, Industrial applications and Remittances. Going forward, income from the licensing fee and transaction processing fee is expected to take care of the expenses.

  • Recent Developments

    • ● Where can I find latest developments?

      Latest developments can be found on http://www.xinfin.org/media-room/ and on all our social media channels.

    • ● Are you attending global conferences?

      Yes. We were invited to speak by Central Bank of India's research arm at their event. Our team is also speaker at Blockchain Technology summit, India chapter. We are actively evaluating various upcoming events. Our preference is to attend all leading events with a speaker slot.

    • ● How can I contribute to the XinFin ecosystem?

      XinFin.org has opened up its platform for participation for the best programming minds of the world. It believes that a hybrid blockchain protocol like XDC holds a greater chance to going into full production of real world institutions. The XinFin developer community will be integral in the maturation of the XDC protocol. This kind of development will be very beneficial in the long term for production implementations of blockchain technology in regulated financial industries. There are bounties for developers that are able to contribute in meaningful ways that include allocation of XDCs, the native fuel of XDC protocol. We hope to attract the best developer talent, on a project, that we believe, is going to be revolutionary in the mainstreaming of blockchain technology.

      Resources for Developer Community to work with XDC Protocol: